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Nicholas S. Souleles
Michael L. Tarnopol Professor; Professor of Finance


Education

PhD, Massachusetts Institute of Technology, 1995; BA, University of Oxford, 1991; BSE, Princeton University, 1988

Recent Teaching and Professional Awards

Christian R. and Mary F. Lindback Teaching Award (University of Pennsylvania), 2006; David W. Hauck Undergraduate Teaching Award (Wharton), 2004; Marc and Sheri Rapaport Undergraduate Core Teaching Award (Wharton), 1997, 2003, 2007, 2011; Undergraduate Excellence in Teaching Award (Wharton), 2004, 2005, 2008; MBA Core Curriculum Teaching Award, 1998, 1999, 2000

Academic Positions Held

Wharton: 1995-present (named Michael L. Tarnopol Professor, 2008; named Michael L. Tarnopol Associate Professor, 2007-08; named Gilbert and Shelly Harrison Term Assistant Professor of Finance, 2000-2002)

Other Positions

National Bureau of Economic Research, 2001-present; Visiting Scholar, Federal Reserve Bank of Philadelphia, 2002-; Co-director, NBER Working Group on Household Finance, 2009-; Co-editor, SSRN Household Finance eJournal, 2010-;

For more information, go to My Personal Page

Publications
David S. Johnson, Jonathan A. Parker, Nicholas S. Souleles (2006), Household Expenditure and the Income Tax Rebates of 2001, American Economic Review, 96(5), December 2006.
Gary B. Gorton, Nicholas S. Souleles (2006), Special Purpose Vehicles and Securitization, The Risks of Financial Institutions, Eds. Carey, M., and Stulz, R., Chicago: University of Chicago Press for the NBER, 2006.
David B. Gross, Nicholas S. Souleles (2002), Do Liquidity Constraints and Interest Rates Matter for Consumer Behavior? Evidence from Credit Card Data, Quarterly Journal of Economics, 117(1), February 2002
David B. Gross, Nicholas S. Souleles (2002), An Empirical Analysis of Personal Bankruptcy and Delinquency, Review of Financial Studies, 15(1), Spring 2002
Ronel Elul, Nicholas S. Souleles, Souphala Chomsisengphet, Dennis Glennon, Robert Hunt, What 'Triggers' Mortgage Default?, AER P&P, forthcoming

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Current Research
Jonathan A. Parker, Nicholas S. Souleles, David S. Johnson, Robert McClelland 2009, Consumer Spending and the Economic Stimulus Payments of 2008
Todd Sinai, Nicholas S. Souleles 2009, Can Owning a Home Hedge the Risk of Moving?
Sumit Agarwal, Souphala Chomsisengphet, Chunlin Liu, Nicholas S. Souleles 2009, Benefits of Relationship Banking: Evidence from Consumer Credit Markets
Sumit Agarwal, Souphala Chomsisengphet, Chunlin Liu, Nicholas S. Souleles 2007, Do Consumers Choose the Right Credit Contracts?

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Souleles S. Nicholas
Nicholas S. Souleles
 2319 Steinberg-Dietrich Hall
3620 Locust Walk
Philadelphia, PA 19104
Phone: (215) 898-9466
souleles@wharton.upenn.edu

Research Interests:
Applied econometrics, finance, and macroeconomics; Household finance: household consumption, saving/borrowing, and investments