Photo of Nicholas S. Souleles

Nicholas S. Souleles

Michael L. Tarnopol Professor

Professor of Finance

Research Interests: applied econometrics, finance, and macroeconomics, household finance: household consumption, saving/borrowing, and investments

Links: Personal Website


  • Ronel Elul, Nicholas S. Souleles, Souphala Chomsisengphet, Dennis Glennon, Robert Hunt (Forthcoming), What 'Triggers' Mortgage Default?, AER P&P, forthcoming
  • Todd Sinai, Nicholas S. Souleles (2013), Can Owning a Home Hedge the Risk of Moving, American Economic Journal: Economic Policy, 5 (2), 282 - 312.    Abstract
  • Jonathan A. Parker, Nicholas S. Souleles, David S. Johnson, Robert McClelland (Working), Consumer Spending and the Economic Stimulus Payments of 2008.  Abstract
  • Sumit Agarwal, Souphala Chomsisengphet, Chunlin Liu, Nicholas S. Souleles (Working), Benefits of Relationship Banking: Evidence from Consumer Credit Markets.  Abstract
  • Sumit Agarwal, Souphala Chomsisengphet, Chunlin Liu, Nicholas S. Souleles (Working), Do Consumers Choose the Right Credit Contracts?.  Abstract
  • Nicholas S. Souleles, Sumit Agarwal, Chunlin Liu (2007), The Reaction of Consumer Spending and Debt to Tax Rebates – Evidence from Consumer Credit Data, Journal of Political Economy, 115(6).
  • David S. Johnson, Jonathan A. Parker, Nicholas S. Souleles (2006), Household Expenditure and the Income Tax Rebates of 2001, American Economic Review, 96 (5).  Abstract
  • David Musto, Nicholas S. Souleles (2006), A Portfolio View of Consumer Credit, Journal of Monetary Economics, 53 (1), 59 - 84.  Abstract
  • Gary B Gorton, Nicholas S. Souleles (2006), Special Purpose Vehicles and Securitization, The Risks of Financial Institutions, Eds. Carey, M., and Stulz, R., Chicago: University of Chicago Press for the NBER, 2006.  Abstract
  • Todd Sinai, Nicholas S. Souleles (2005), Owner Occupied Housing as a Hedge Against Rent Risk, Quarterly Journal of Economics, 120 (2), 763 - 789.  Abstract
  • David B. Gross, Nicholas S. Souleles (2002), An Empirical Analysis of Personal Bankruptcy and Delinquency, Review of Financial Studies, 15 (1).  Abstract
  • David B. Gross, Nicholas S. Souleles (2002), Do Liquidity Constraints and Interest Rates Matter for Consumer Behavior? Evidence from Credit Card Data, Quarterly Journal of Economics, 117 (1).  Abstract